Terms that follow Indian access rules
The legal terms set the boundaries for account access, data use, wallet records, dispute handling and service changes. Access or eligibility depends on local law and is available where local law permits, including within India. We may ask for identity checks when the law, payment safety
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or account recovery requires it, and we may pause a transaction while those checks are completed. Payment references from UPI, Paytm and PhonePe are treated as account records, not public content. If a clause changes, we place the updated text on this page and apply it
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from the stated date, while older records remain linked to the terms that applied when the activity happened. If you do not agree with a changed clause, contact us before continuing so we can explain account closure and balance handling under the applicable terms.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.